AustraliaDeposit & withdrawal methods
Money in, money out, rules in the open
These are the payment methods available in Australia for moving funds through your Deft Swaphaldine account, with type, cost and processing time. The tables are the whole truth: card deposits land instantly, PayPal clears inside 24 hours and card withdrawals follow the issuer's calendar.
Deposits
| Payment method | Type | Fee | Processing time |
|---|---|---|---|
| PayPal | Digital wallet | Free | Instant |
| Visa | Debit/credit card | Free | Instant |
| Mastercard | Debit/credit card | Free | Instant |
| Apple Pay | Mobile wallet | Free | Instant |
| Google Pay | Mobile wallet | Free | Instant |
PayPal
Deposit from your balance or a linked card, with confirmation in seconds and immediate credit.
Visa and Mastercard
Debit or credit with instant approval, subject to your bank's 3-D Secure check where applied.
Apple Pay and Google Pay
Authenticate on the device, approve, funded on the spot.
Withdrawals
| Payment method | Type | Fee | Processing time |
|---|---|---|---|
| PayPal | Digital wallet | Free | Within 24 hours |
| Visa | Debit/credit card | Free | 1 to 5 business days |
| Mastercard | Debit/credit card | Free | 1 to 5 business days |
Withdrawals return through the original deposit method wherever the method permits, standard security and AML practice, and card timelines depend on the issuing bank. Limits, prior checks and reasons for delay are covered in the withdrawal policy.